If you’ve ever been sick or injured, you know how important it is to have health insurance coverage. Health insurance pays for things big and small from a lab test that might cost $75 to a three-day hospital stay for major surgery that could cost tens of thousands of dollars. It gives you peace of mind of knowing that no matter what kind of care or procedure you or a family member might require, you won’t have to worry about shouldering the cost on your own.

Health insurance rates have increased dramatically in the last couple of years.  It is now more important than ever to do a thorough job in selecting a individual health insurance plan.  It is not uncommon to see differences of 20% to 30% in premiums for similar plans among various companies.  In order to determine if the price savings is beneficial you need to understand how to compare the plans.  Terminology and definitions used, vary by companies making it difficult 

Individual Health Insurance Tutorial

What types of plans are available? 

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