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For most people term insurance will get the job done. As your needs get complicated different types of life insurance may be needed to address these issues.
Over the last couple of years the industry has updated the mortality tables which has resulted in term prices decreasing significantly. If it’s been five years or more since you purchased your term policy it could prove cost effective to requote your policy to see if you can get a better rate.
Our first tutorial addresses the different types of life insurance and how to determine how much coverage you should have. The key is in understanding how much coverage you want, not how much you need.
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